Refusal of coverage happens all of the time, yet the importance of being covered is still an issue. Why, you ask? Well, 46 million Americans do not have health insurance, which is only part of the problem. Another problem is that a larger number of people are UNDER-insured. Either way, people are coming out-of-pocket for their healthcare. A great option people have discovered after a little due diligence is a strong healthcare plan. This is not insurance because you are still paying-out-of pocket, just considerably less. Three key elements make this option a great one:
Strong Health Care Plans Limit or Eliminate Pre-existing Conditions
The search for a plan that offers all of these benefits may take little time, but finding one that accepts all medical conditions means that you have crossed the biggest hurdle. Insurance providers are often so technical about when a customer may have first had asbestos exposure, or arthritis, or even when they became pregnant (women only, sorry guys). Are you serious!Strong healthcare providers strive to get quality care into the hands of all people, regardless of their preexisting conditions. These coverage makers know that if people get healthy using their plans, then they will refer more people to do the same. In this way, everyone wins because more people on healthcare equals more money in the companies' pockets.
Strong Healthcare Plans Are Affordable
On that note, affordability is the second quality of a great plan. It peeks the buyers' interests. The question potential buyers usually ask is, "Can I pay for our family's healthcare?!" For example, a person searching for a family healthcare plan might be concerned with the price of the monthly membership fee and the co-payments. Healthcare is always more when more people have to be covered
A strong plan will not only cover that individual, but up to 10 dependents as well. I know the number sounds extreme, but plans like this are out there. Don't settle! Look for them! Overall, customers should expect affordable monthly fees and 20-60% savings during visits.
Strong Health Care Plans Advocate For FREE
Finally, the healthcare seeker knows that he or she has found the right plan if that plan has a free patient advocacy program. This is when the support team of your health care plan negotiates with the hospital on your behalf for a lower healthcare bill. Believe it or not, medical expenses is still the leading cause of bankruptcy in America. That is why a strong healthcare plan offers this program for FREE. Not only that, but a great plan has written proof of the actual quality savings on these sky-high medical bills. At any rate, be a smart consumer and don't cut corners on this.Ultimately you should ask yourself three questions when searching for a quality healthcare. Will they accept any condition? Can I afford my office visits and monthly payments? and, Will they advocate for me for FREE in the case of a costly medical emergency. If you can answer yes to these questions, look forward to your starter benefits package and card in the mail.
Enrollment Form: MedPlus covers you & 10 dependents-$50/mo.
See the services MedPlus offers: 1Voice Healthcare
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